Live on Base · USDC · < 2 min settlement

Cross-border payments.
Built for Gulf businesses.

Send USDC to suppliers in India, Pakistan, China and beyond. Settle in under 2 minutes at 0.30% — 10× cheaper than wire transfer.

< 2 min
Settlement
0.30%
Per transaction
5
Corridors
Live Calculator

Get an instant quote

Live rates from our API. No signup required.

⚡

Enter amount and calculate

Process

How it works

No crypto knowledge needed. Suppliers receive local currency in their normal bank account.

01
🏦
Fund your wallet
Transfer AED from your UAE bank to your PayAxis wallet via normal bank transfer.
02
⚡
Initiate payment
Enter supplier, amount, and corridor in the dashboard or via REST API.
03
🔗
USDC on blockchain
PayAxis converts to USDC and moves it on Base — a modern payment network. Confirms in seconds.
04
💰
Supplier receives
Nium or Airwallex converts USDC to INR or CNY, deposited into supplier's bank account.
🔒 Your suppliers never need a crypto wallet — they receive local currency in their normal bank account.
Coverage

Active corridors

Gulf to South Asia and China. More corridors launching Q3 2026.

🇮🇳
UAE → India
Indian Rupee
0.30%
via Nium
🇵🇰
UAE → Pakistan
Pakistani Rupee
0.30%
via Nium
🇨🇳
UAE → China
Chinese Yuan
0.40%
via Airwallex
🇵🇭
UAE → Philippines
Philippine Peso
0.40%
via Nium
🇧🇩
UAE → Bangladesh
Bangladeshi Taka
0.40%
via Nium
For Developers

REST API.
Ready in minutes.

One API for wallets, payments, FX quotes, KYB, and webhooks. Full docs at payaxis.co/docs.

🔑
API key auth
Bearer token, key rotation, per-plan rate limits. Sandbox and production environments.
🔔
Webhooks
HMAC-signed event notifications. payment.completed, payment.failed, wallet.funded.
⚡
Auto status sync
Background job polls Circle every 30 seconds. Status auto-updates to delivered.
# Create a payment curl -X POST https://api.payaxis.co/v1/payments \ -H "Authorization: Bearer pk_live_..." \ -H "Content-Type: application/json" \ -d '{ "source_wallet_id": "de862fc3-...", "destination_wallet_id": "0f6f8568-...", "amount": "50000", "corridor": "UAE-India", "reference": "INV-2026-001" }' # Response { "payment": { "id": "ba218166-...", "status": "processing", "amount": "50000", "corridor": "UAE-India" } }
Pricing

Simple, transparent fees

No monthly fees. No hidden FX markup. Pay per transaction.

Starter
0.30%
per transaction · $10k/mo limit
  • All 5 corridors
  • REST API access
  • Webhook notifications
  • Dashboard access
Design Partner
Growth
0.20%
per transaction · 90 days free
  • Everything in Starter
  • $100k/month volume
  • Priority support
  • Shape the product roadmap
  • Pricing locked in after 90 days
Enterprise
Custom
negotiated · unlimited volume
  • Everything in Growth
  • SLA guarantees
  • Dedicated account manager
  • Custom corridors
PayAxis vs traditional wire transfer
PayAxisBank WireWestern Union
Fee0.30%1.5–4%3–5%
Settlement< 2 min1–3 days1–2 days
API access✓ Full REST✗Limited
Real-time tracking✓✗✗
Hidden FX markupNone1–2%2–3%
Get Started

Get a quote or
request access

We're onboarding design partners now. 90 days free at 0.20%.

Email
sina@payaxis.co
Founder
Dr Sina Habibi
Documentation
payaxis.co/docs →